Minnesota

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Prior Lake, Minnesota CD Rates – 18-Month

You are viewing rates from banks across Prior Lake





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Prior Lake, Minnesota . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Prior Lake, MN - August 1, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Rate History: 3.00% → 4.25%

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 3.85% → 3.70% → 3.80% → 3.66% → 3.45%

Rate History: 3.58% → 3.55% → 3.05%

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 1.00% → 2.51% → 1.50% → 1.25%

1.05%

$100,000

15.21

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1.05%

$10,000

11.64

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0.90%

$10,000

24.13

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0.85%

$10,000

15.21

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0.80%

$75,000

19.14

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0.75%

$100

12.12

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0.75%

$10,000

20.13

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0.75%

$10,000

15.30

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0.75%

$10,000

24.06

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0.75%

$10,000

10.56

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0.70%

$100,000

13.01

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0.70%

$100,000

23.87

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0.65%

$10,000

13.33

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0.65%

$10,000

11.05

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0.60%

$10,000

11.62

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0.60%

$10,000

13.01

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0.60%

$10,000

23.87

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0.55%

$100,000

20.55

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0.50%

$500

19.14

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0.50%

$100,000

21.54

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0.50%

$10,000

20.55

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0.45%

$1,000

24.18

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0.45%

$10,000

21.54

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0.45%

$10,000

15.98

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0.45%

$10,000

22.37

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0.40%

$100,000

11.57

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0.40%

$10,000

21.43

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0.40%

$10,000

24.87

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0.35%

$250

13.37

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0.35%

$10,000

11.57

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0.35%

$10,000

21.07

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0.35%

$10,000

18.17

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0.35%

$10,000

7.62

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0.32%

$10,000

7.62

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0.30%

$100,000

11.57

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0.30%

$10,000

12.27

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0.30%

$10,000

7.62

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0.30%

$10,000

21.07

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.25%

$10,000

11.57

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0.25%

$10,000

19.73

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0.23%

$1,000

0.26

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0.20%

$10,000

11.57

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0.18%

$10,000

11.57

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0.17%

$10,000

11.57

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| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

| Jul 18, 2021

I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More

0.15%

$10,000

11.57

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0.15%

$10,000

7.62

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0.13%

$100,000

11.57

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0.10%

$10,000

11.57

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0.09%

$10,000

11.57

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0.05%

$10,000

3.66

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

0.01%

$10,000

23.23

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All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Prior Lake, MN - August 1, 2025


Branch Street City State
VisionBank
Visionbank Branch
4725 Highway 7 Saint Louis Park MN
Wells Fargo Bank, National Association
Mound Branch
2220 Commerce Boulevard Mound MN
Ameriprise Bank, FSB
Ameriprise National Trust Bank Branch
901 3rd Avenue South Minneapolis MN
Ameriprise Bank, FSB
Ameriprise National Trust Bank Branch
901 3rd Avenue South Minneapolis MN
Bell Bank
Colonnade Branch
5500 Wayzata Boulevard Golden Valley MN
Bell Bank
Colonnade Branch
5500 Wayzata Boulevard Golden Valley MN
Center National Bank
Center National Bank Branch
15705 37th Ave North Plymouth MN
North American Banking Company
North American Banking Company Branch
4999 France Avenue Minneapolis MN
Riverland Bank
Riverland Bank Branch
700 Seville Drive Jordan MN
Alliance Bank
St Paul Branch
55 E Fifth St, Suite 115 Saint Paul MN
North American Banking Company
North American Banking Company Branch
4999 France Avenue Minneapolis MN
Cornerstone State Bank
Belle Plaine Branch
406 Poplar Street Belle Plaine MN
Tradition Capital Bank
Tradition Capital Bank Branch
7601 France Avenue South, Suite 140 Edina MN
Gateway Bank
Gateway Bank Branch
745 Market Street Mendota Heights MN
Bridgewater Bank
Greenwood Branch
21500 Highway 7 Greenwood MN
Drake Bank
Drake Bank Branch
60 Plato Boulevard, Suite 100 Saint Paul MN
Star Bank
Eden Prairie Branch
250 Prairie Center Drive Eden Prairie MN
Think Mutual Bank
Edina Branch
3655 Hazelton Road Edina MN
Farmers State Bank of Hamel
Farmers State Bank Of Hamel Branch
145 Hamel Road Hamel MN
Luminate Bank
Equity Bank Branch
5900 Green Oak Drive Minnetonka MN
First Western Bank & Trust
Eden Prairie Branch
100 Prairie Center Drive Eden Prairie MN
HomeTown Bank
Jordan Branch
101 Creek Lane S Jordan MN
Think Mutual Bank
Edina Branch
3655 Hazelton Road Edina MN
Farmers State Bank of Hamel
Farmers State Bank Of Hamel Branch
145 Hamel Road Hamel MN
Community Resource Bank
Community Resource Bank Branch
1605 Heritage Drive Northfield MN
Cornerstone State Bank
Belle Plaine Branch
406 Poplar Street Belle Plaine MN
MidCountry Bank
Waconia Branch
200 East Frontage Road Waconia MN
Community Resource Bank
Community Resource Bank Branch
1605 Heritage Drive Northfield MN
First Farmers & Merchants National Bank
St. Paul Branch
332 Minnesota Street Saint Paul MN
MidCountry Bank
Waconia Branch
200 East Frontage Road Waconia MN
Castle Rock Bank
Detached Facility Branch
22140 Chippendale Avenue Farmington MN
Coulee Bank
Highland Park Branch
742 Grand Avenue Saint Paul MN
Frandsen Bank & Trust
Jordan Branch
200 Creek Lane Jordan MN
Union Bank and Trust Company
Union Bank And Trust Company Branch
312 Central Avenue Minneapolis MN
North Star Bank
North Star Bank Branch
1820 North Lexington Avenue Roseville MN
Great Southern Bank
Edina Branch
6545 France Avenue South Suite 130 Edina MN
Frandsen Bank & Trust
Jordan Branch
200 Creek Lane Jordan MN
First National Bank
Plymouth Branch
13605 27th Avenue North Plymouth MN
Highland Bank
Ridgedale State Bank Branch
1700 Plymouth Road Minnetonka MN
Merchants Bank, National Association
Lakeville Branch
18550 Joplin Avenue Lakeville MN
Merchants Bank, National Association
Lakeville Branch
18550 Joplin Avenue Lakeville MN
Frandsen Bank & Trust
Jordan Branch
200 Creek Lane Jordan MN
MidWestOne Bank
Eden Prairie - Branch 26
6640 Shady Oak Road Eden Prairie MN
Merchants Bank, National Association
Lakeville Branch
18550 Joplin Avenue Lakeville MN
First National Bank
Plymouth Branch
13605 27th Avenue North Plymouth MN
Frandsen Bank & Trust
Jordan Branch
200 Creek Lane Jordan MN
BNC National Bank
Bnc Minneapolis Branch
650 Douglas Drive Golden Valley MN
New Market Bank
Prior Lake Branch
4719 Park Nicollet Ave Se Suite 100 Prior Lake MN
Frandsen Bank & Trust
Jordan Branch
200 Creek Lane Jordan MN
Frandsen Bank & Trust
Jordan Branch
200 Creek Lane Jordan MN
Frandsen Bank & Trust
Jordan Branch
200 Creek Lane Jordan MN
Old National Bank
500 Marschal Road Branch
500 Marschall Road Shakopee MN
Frandsen Bank & Trust
Jordan Branch
200 Creek Lane Jordan MN
Merchants Bank, National Association
Lakeville Branch
18550 Joplin Avenue Lakeville MN
Frandsen Bank & Trust
Jordan Branch
200 Creek Lane Jordan MN
Frandsen Bank & Trust
Jordan Branch
200 Creek Lane Jordan MN
Frandsen Bank & Trust
Jordan Branch
200 Creek Lane Jordan MN
Sterling State Bank
Savage Branch
14185 Highway 13 South Savage MN
U.S. Bank National Association
Chanhassen Branch
7830 Century Boulevard Chanhassen MN
Bank of America, National Association
Lake Calhoun Branch
2700 Hennepin Ave S, Suite 101 Minneapolis MN
Associated Bank, National Association
Plymouth West Branch
4305 Peony Lane North Plymouth MN


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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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